Raising the Bar in the Payments Industry
BUSINESS FUNDING
Funding most merchant services agents can't get you
Access to capital is what separates us from nearly every other agent in this market. Most of them can sell you a terminal. Very few can pick up the phone and get you funded.
Working Capital
Money for inventory, a build-out, payroll, equipment or a seasonal gap.
Funding decisions here weigh how your business actually performs, meaning your deposits, your processing volume and your time in business, rather than resting entirely on a personal credit score. Applications are short.
TURNAROUND
How fast can you actually fund?
24-48h
standard for a straightforward file
That's the honest standard, and it's what most merchants should plan around.
It can happen in 24. When it does, it's almost always the same reason: the merchant had every document ready the moment we asked, and underwriting came back with no stipulations. That combination isn't common, but it isn't luck either.
More complex files take longer. Anyone promising you 24 hours on every deal is telling you what you want to hear.
Have these ready and you move to the front of the line
Recent business bank statements
Recent merchant processing statements
The merchants who fund fastest are the ones who didn't have to go looking for anything. If you know you'll need capital in the next few months, pull these together now and the process becomes a formality.
Business identification and ownership details
MCA Consolidation
Merchant cash advances stack easily and quietly. One becomes two, two becomes four, and suddenly a meaningful share of every day's deposits is going out before you've covered payroll.
If you're carrying multiple advances, we work to consolidate them into a single position with terms you can actually operate under.
If that's your situation, call. It's a fixable problem and it gets harder the longer it sits.
Equipment Funding
Get the POS hardware, kitchen technology or business equipment you need in place now, structured on terms that fit your cash flow.
Seasonal and gap funding
For businesses with a predictable slow stretch. Cover the trough without touching your operating reserve.
Expansion capital
A second location, a build-out, a hiring push. Funding sized to the plan rather than to whatever was easiest to approve.