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Free Statement Audit

Find out what you actually pay to process a card

Ask most business owners what their processing rate is and they'll give you a number. Ask what they paid last month in total and they usually can't say. The gap between those two answers is where the money goes.

Free, and it does not obligate you to anything

The rate is the smallest part of the bill

Your effective rate, meaning total fees divided by total volume, is the only number that matters, and it's almost never the number you were quoted. The difference gets made up in the line items most owners never have explained to them.

Assessments

Card brand pass-through

Statement fees

For a document you rarely read

PCI compliance charges

Often billed even when compliant

Tiered downgrades

Cards that missed the tier you were sold

Monthly service fees

Charged whether you process or not

Batch fees

Every single day you settle

Equipment lease payments

The one that runs for years

Cross-border and AVS

Small, constant, invisible

Bills sorting

What we actually do

Send one recent merchant statement. We go through every line, name each fee, and tell you what it's for and whether it should be there.

Then you get a side-by-side: your current cost against your cost with us, month by month, with the annual difference at the bottom in dollars.

Get your analysis in as little as 3 hours.

What we won't do

We won't quote you a teaser rate that resets in six months. Cut-rate offers are the oldest move in this industry and they create a headache you deal with long after the person who sold it to you has moved on.

If the analysis shows you're already in a fair deal, we'll say so. We'd rather be the people you call in two years than the ones you regret signing with today.

What you'll need

One recent merchant processing statement. That's genuinely it. If you're not sure where to find it, call us and we'll walk you through it in about two minutes.

One statement. One short conversation.

Then you'll know the real number, and you can decide what to do with it.

1.888.340.6587

Call or text, we answer

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